Overall, very helpful and decently intuitive. Rating of 3 star is due to anger from past experiences where they trick you early on into buying a product you don't need. The only way to cancel it is to re-enter everything. A business with morals would have you enter all your information, and then charge you appropriately for what you need. But, keep using it now because it's effective now that I know all the tricks and I don't have to type all the stuff in again. If only business people were honest...Also, a bit weird that to submit this review I have to agree to a few thousand words of terms and conditions...again, if only business people were honest. Maybe next year I will go to another provider.