Never had issues in the past until now. Usually I use the free version due to needing every penny back for groceries and bills. If you have a 1099-R form it requires you to upgrade to deluxe. Deluxe being $29. Filing federal AND state requires another $68. Then there's the $40 processing fee just to pay. I would have paid for someone in person to file had I known TurboTax would throw in $108 in fees.