I would like to thank Melissa, Kayla and Erica for help finding the issue I had. Monique was quite helpful too. Monique checked to make sure I was still waiting for Melissa and Kayla after we go disconnected. Erica helped solve the issue. I was on the phone for almost 3 hours because a box was checked incorrectly on my interest form which was brought over by the bank and downloaded to you. Don't know why the box for foreign assets was checked since it is a bank only in the States. Thank you all for helping out.