The "free" version isn't free if you have healthcare through your employer. AND, there's a bunch of hidden fees- like if you try to select "pay with my refund", they charge you an ADDITIONAL $40 PROCESSING FEE. So if you're paying $40 for the software (because lord forbid someone need healthcare), they're trying to charge you $80 JUST TO FILE EASIER. Take the time to pull out your credit card and pay the $40 if you need to- you'll save yourself in the long run.