I didn't use any experts or get any additional addons. Thank God I didn't. This site is easy and good to use, but way too expensive. It gives options to open additional accounts and put your refund in them instead, but charges to put the money into your existing bank account. It already charges you to file, charging for both Federal and State. If I wanted to pay $118, I'd just take my W2 to someone in an office to do it. The only reason this site is worth anything is that I can do my taxes in the comfort of my own home. Overall, 3 stars for the easy use, and the ridiculous amount charged for filing.