I find it easy to use for I am not an above average intell person. Even though you have detail questions, I'm able to understand them The one thing I ALWAYS do is when my Fed return is deposited. The fist thing I do is remove all software, print copies of return. Make copies on CD's and remove any save files from my hard drive. Why? I found that other software while ON LINE were searching my hard drive for files with any ID info. I even had a web page TELL me they saw that I only made (blank) amount last year and could help me with some finance stuff. How did they know how much I made???? They found and unknown copy of my tax return and READ THE FILE. I STOPPED USING THAT OTHER SOFTWARE. Have your software keep a detail list of all new folders, files, etc., so they can be easy found and removed. I have do search and delet this on my own. Remember, once they figure out on how to BREAK into you software, which they will do in time. They will access ever persons that uses yours. For me, mine don't exist after the deposit of my return.