Though most of the program was self explanatory, I had issues with the search feature. Could not find RMD or QCD. For a retired person like me, especially with investments (why I needed the Deluxe version) those kinds of searches are important, especially when they are hidden a couple layers in.
I have used H & R Block Deluxe version since 2016, when I switched from Turbo Tax (used from 2008 to 2015) due to Turbo Tax moving some investment components to a pricier version, which I felt was not worth the added cost. I have been very happy with H & R Block over the years but I have run into one or two issues where it didn’t work correctly but there was always an update that fixed the problem.
Once software is installed you just start it and it will walk you thru authorizing it, etc. Since I had used H & R block previously it was easy to import the prior year’s tax info. When I switched from Turbo Tax 2016 it also imported my TT tax info from prior year with no issues – so if you are looking to switch it should be pretty painless.
You can have the software import your W-2’s and financial info – which I have tried in prior years with varying degrees of success. I have found that just typing in manually works better for me. The software walks you thru every part of the tax form – asking you questions as you go as to what may or may not apply to you. While this can get tedious it has made me remember some things I had forgotten about to be included.
It will give you a running total of your federal tax amount as you fill out the forms. Once completed it will go over everything and highlight any areas of concern that may need more info. Once that is all good it will run a “test” as to completeness and your audit chances. Once all is good it will ask you to indicate your state to be downloaded and once selected/installed it walks you thru your states return in same fashion as federal. Once state is completed it runs one more completeness and audit check. If all is good you have the option to e-file federal and/or state. What you may not be aware of if you have never e-filled before, is you can pick the date to pay if you owe. If you file in February you can set a date for funds to come directly from your account anytime from then until 4/15.
Overall, I would recommend H & R Block software especially in a price comparison with competitor options. Just be sure you get the version that fits your financial needs.