The binder lays flat when open; rings close securely easy to open. Love it! Would like to see one with a little more pizazz though for storing photos. :)
While the cover may be very durable the mechanics of the 3 rings are the pits. After 2 months of daily use (school) the binder does not keep papers in because they do not close properly.
I work for a government entity. I store our bottom part of our checks and the deposit slips for each fund in a separate binder. I just love the "feel" and it is so easy to grasp. I'll admit I'm spoiled. Would recommend this to anyone for personal or business use. Ordering more this year for other uses.