I buy these for both business and personal documents when durability is an issue. In daily use they last me for well over a year. Most other designs break down or fall apart well before then. The key is the flexible rubber hinges that resist breaking down with the constant use and abuse they get from me. If you need something that will last and take abuse these are well worth the money. I make special trips to Staples for this very item/
I compose my photos on 8-1/2 x 11 photo paper and insert them into clear "toppers". The binders are great for this purpose and I have used them for the past several years photos.