This binder is well constructed and heavy duty. The closure mechanism is particularly easy to operate- a good thing for those with arthritis. There are inside pockets useful for stashing loose papers until they can be hole-punched to go into the binder. Another useful feature is the pocket on the front where you can insert an identification sheet for the contents of the binder. This one should last for many years of useful service. I also appreciated that the binders were available in a wide range of colors:)
This is a great heavy duty binder. It has clear side pockets which are great for sticking items in you need to reference. Negative: the metal rings do not meet perfectly correctly so when you flip your papers back/forth in the binder they catch. That is a pain.