I love it! It holds all my papers really well. The clasp is easy to open and close. I gave it 4 stars because although i like closable pocket i would love to have a regular pocket too. Overall a great product!
I had high hopes for this binder. I thought it would be the be all and end all of my binder world. Not! The rings are its downfall. The rings are not very smooth and have very uneven circumference where they open and close. The result is pages that get stuck on the rings when you turn them. I'm disappointed. I like the colors and the construction is not bad. The plastic "view" cover and organizer inside is not the best. Could be better. I suppose it is "better" than the cheap ones but not by far the best.
I've only owned for a week but it seems to be great. One issue - the pouch on the inside front cover is backwards. The pens/pencils just slide right out because the opening is upside down...frustrating. And it is hard to get papers in the pouch from that angle.