I am the treasurer of the HOA in our community. I needed an easy way to organize paid invoices for the six years required by the IRS. This 13 pocket folder allows me to file the paid invoices by month for the year. The thirteenth pocket allows me to file the bank statements in the same file. The folders also allow easy access. This folder is great!!!!
I am redoing my kitchen and baths and I am able to file all the bills and receipts along with the estimates from my contractor and subs in their own separate files. First time using this folder and I have opened it and closed it many times. The file has not broke or cracked. The rubber band closure also has not broke. I recommend it over paper folders.
Very clumsy construction; difficult to get into the various pockets. One almost needs two hands to hold it steady while a third hand can go into the different sections. Would not buy again.
I have purchased several folders for my annual storage of monthly information. This is by far the best . Others seem to fall apart or the latch breaks during the annual process so I now buy only this folder.