This ledger makes my annual trip to my CPA for the IRS Income Tax filing a breeze! Since 2014 I have used this 12 column Columnar Pad posting day-by-day as relevant transactions occur. This 85-year-old widow who depended on her husband to be the CFO for our personal records until his death in March 2014 made her accountable needs this organizational tool. My CPA gives me high marks on my thorough presentation to him for filing -- thanks to this accounting ledger.