I needed to organize past monthly bills in a way to be easily accessible but also able to take up as least space as possible. I got this with the 100% rewards so I'm hoping to get a good deal on the hanging file folders when those rewards are paid out. I also got the plastic storage file folder containers to prevent water damage. These file folders are very sturdy and easily hold the paperwork that I need them too. I do wish that they had dry erase labels included so I could change as needed but I will just cover with a label sticker.